Long Term Care Insurance Consumer Buying Guide.
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Critical illness insurance is a type of insurance which will pay a lump tax free benefit to the insured if he is diagnosis of one of the critical illnesses covered by the policy. The benefit is intended to help insured persons maintain their quality of life and financial independence after suffering a life-threatening illness.
Be sure to understand that critical illness insurance is not
1. based on the inability to work or the death of the insured.
2. needed to be a specific expense that is incurred to qualify for the benefit.
It is designed to pay a lump sum benefit when a person is diagnosed with a covered condition and subject to a waiting period.
This type of insurance creates a great deal of financial flexibility for insured who suffers a major illness.
1. Critical Illness Insurance 01- What is Critical Illness Insurance?
2. Critical Illness Insurance 02 - The Coverages of Critical Illness Insurance.
3. Critical Illness Insurance 03 - Understand the Definitions of Critical Illness Insurance
4. Critical Illness Insurance 04 - Types of Coverages of Critical Illness Insurance.
5. Critical Illness Insurance 05 - Option and Rider of Critical Illness Insurance
6. Critical Illness Insurance 06 - Understand Underwriting Requirement of Critical Illness Insurance
7. Critical Illness Insurance 07 - Taxation of Critical Illness Policies
